Welcome to the Legacy Waypoint, the culmination of your financial journey, typically for those aged 65+ years old. This phase signifies that you’ve arrived at your financial destination and are actively enjoying life. The primary focus shifts to ensuring a lasting legacy, allowing your portfolio to fund a lifetime of new adventures and crafting a lasting legacy for future generations. At Way Financial, we see this as helping you enjoy the fruits of your labor while thoughtfully planning for the generations to come.

What the Legacy Waypoint Means for You:

• Enjoying Your Financial Destination: This is the stage where you benefit from years of diligent planning and wealth accumulation. Your focus is on living life to the fullest and enjoying your hard-earned financial freedom.
• Crafting a Lasting Legacy: Beyond personal enjoyment, this waypoint is fundamentally about securing your legacy and protecting your loved ones. It involves ensuring your wealth is transferred according to your wishes and reflects your values and aspirations for future generations.
• Organize, Simplify, and Multiply Your Financial Position: Way Financial’s overarching mission is to simplify complex financial concepts, organize your financial life for clarity and efficiency, and multiply your wealth through smart, strategic planning. This integrated approach remains crucial as you move from accumulation to distribution and legacy planning.
• Personalized, Holistic Guidance: We believe in personalized service that puts your unique needs and goals at the forefront of every decision. Our comprehensive approach considers every facet of your financial life, blending expertise with empathy to guide your unique financial journey.
• Client-First Mentality with a Long-Term View: As a professional fiduciary, Way Financial is committed to educating and empowering you and operates with a client-first mentality. We believe that eliminating debt and investing for the long term is the ideal way to build wealth and prepare for retirement, a philosophy that underpins our strategies even in this legacy stage.

How Way Financial Supports Your Legacy Journey:

• Comprehensive Financial Planning Services: We provide tailored financial solutions that address every aspect of your financial life. Our services work in harmony to create a comprehensive financial strategy for your unique situation, with ongoing support through regular reviews and adjustments.
• Estate Planning: This waypoint is crucial for securing your legacy and protecting your loved ones. Way Financial simplifies complex estate planning, offering a comprehensive approach that combines expert knowledge with personalized strategies to achieve your long-term financial and personal goals. Our full suite of solutions includes:
  • Legacy Planning
  • Comprehensive Estate Planning and Preservation
  • Advanced Tax Planning Strategies
  • Life Insurance Planning
  • Charitable Giving and Gifting Strategies
  • Our Multi-Family Office approach ensures a dedicated team of professionals works in concert to optimize every aspect of your estate plan. Our signature Legacy Planning from the Heart™ process validates your family’s values and aspirations and educates you on effective planning strategies, making the process understandable, effective, and exciting.
• Investment Management and Retirement Income Planning: Having arrived at your financial destination, the focus shifts to ensuring your portfolio can fund a lifetime of new adventures. We offer sophisticated retirement income planning solutions designed for high-earning professionals and executives, including personalized retirement income strategies, tax-efficient investment management, risk management, and ongoing portfolio monitoring and rebalancing. Our signature 5-year funding commitment strategy is designed to provide confidence and peace of mind for maintaining a healthy, active lifestyle during retirement.
• Advanced Tax Planning: At this stage, effective tax planning becomes a cornerstone of sound financial stewardship to preserve and transfer your accumulated wealth. Our team of licensed professionals helps you legally reduce your tax exposure, maximize the efficiency of your current income, and strategically fund your future financial goals. We focus on year-round tax optimization to identify and implement tax-saving strategies and avoid missed opportunities for deductions and credits. This service is particularly effective for individuals with complex investment portfolios, and those facing significant life changes like retirement or selling a business.
• Life Insurance Planning: Life insurance remains a vital tool for safeguarding tomorrow, today. We help you navigate complexities, offering customized solutions for estate planning, wealth transfer, business continuity, and income replacement. For high-net-worth individuals, we offer advanced premium financing solutions that can reduce out-of-pocket premium payments and enhance benefits.
• The Way Financial Process: Our journey together begins with a Discovery Meeting to establish a strong foundation and review your current situation, including your Income, Investment, Tax, Health Care, and Legacy Plans. This is followed by a Portfolio Review, a Plan Review/Implementation Meeting to discuss recommendations and commit to your success, and finally, a Client Experience/Onboarding Meeting to set up accounts and establish a regular review process to keep your plan on track.
• Empowering Tools: To help you gain clarity and make informed decisions, we offer powerful online tools such as a Compound Interest Calculator, Monthly Budget Breakdown, Debt Payoff Calculator, and Tax Calculator.

Your Next Step to Securing Your Legacy:

Ready to ensure your hard-earned wealth provides a lasting legacy and funds your desired retirement lifestyle? We invite you to schedule a complimentary consultation with one of our expert Financial Advisors. There’s no obligation, just opportunity to discover how we can help you achieve your financial dreams. Let’s embark on this financial journey together, as your success is our success.