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Are You Ready to Retire?

Are You Ready to Retire? Quiz

Assess Your Retirement Readiness: This comprehensive quiz evaluates your financial preparedness, lifestyle planning, and overall readiness for retirement. Get a personalized score and actionable recommendations to improve your retirement outlook.

Question 1 of 20

What is your current age?

Question 2 of 20

At what age do you plan to retire?

Question 3 of 20

What is your current annual income?

💰 Financial Readiness

Let's evaluate your current financial situation and retirement savings progress.

Question 4 of 18

How much do you have saved for retirement across all accounts?

Less than $50,000
$50,000 - $250,000
$250,000 - $500,000
$500,000 - $1,000,000
More than $1,000,000
Question 5 of 18

What percentage of your income do you currently save for retirement?

0-5%
6-10%
11-15%
16-20%
More than 20%
Question 6 of 18

Do you have any debt (excluding mortgage)?

No debt
Minimal debt (under $10,000)
Moderate debt ($10,000-$50,000)
Significant debt ($50,000+)

📊 Income Planning

Now let's look at your expected retirement income sources and planning.

Question 7 of 18

Will you receive Social Security benefits?

Yes, full benefits
Yes, but reduced benefits
Unsure about eligibility
No Social Security benefits
Question 8 of 18

Do you have a pension or employer retirement plan?

Yes, defined benefit pension
Yes, 401(k) with employer match
Yes, 401(k) without match
Limited employer benefits
No employer retirement plan
Question 9 of 18

What percentage of your current income will you need in retirement?

70% or less
70-80%
80-90%
90-100%
More than 100%

🏥 Healthcare & Insurance

Healthcare planning is crucial for retirement. Let's assess your preparation.

Question 10 of 18

Do you have a plan for healthcare coverage in retirement?

Comprehensive plan in place
Basic plan, some gaps
Still researching options
No plan yet
Question 11 of 18

Have you considered long-term care insurance?

Yes, have coverage
Planning to get coverage
Considering options
Haven't thought about it
Not planning for it
Question 12 of 18

How is your current health?

Excellent
Good
Fair
Poor

🌴 Lifestyle & Goals

Your retirement lifestyle will impact your financial needs. Let's explore your plans.

Question 13 of 18

Where do you plan to live in retirement?

Same area, paid-off home
Same area, still paying mortgage
Moving to lower-cost area
Moving to higher-cost area
Unsure about location
Question 14 of 18

What are your retirement activity plans?

Extensive travel and expensive hobbies
Moderate travel and activities
Local activities and occasional travel
Simple lifestyle, low-cost activities
Question 15 of 18

Do you plan to work at all in retirement?

Yes, part-time for income
Yes, occasionally for enjoyment
Maybe, if needed
No, complete retirement

📜 Estate & Legacy

Finally, let's review your estate planning and legacy goals.

Question 16 of 18

Do you have an updated will and estate plan?

Yes, comprehensive and current
Yes, but needs updating
Basic will only
No estate planning
Question 17 of 18

Do you want to leave an inheritance?

Yes, significant inheritance
Yes, modest inheritance
No specific inheritance goals
Question 18 of 18

Have you discussed retirement plans with your spouse/partner?

Extensively discussed and aligned
Some discussion, mostly aligned
Limited discussion
No discussion yet
Single/not applicable

Your Retirement Readiness Score

Overall Score
0/100
Readiness Level
Getting Started
Years to Retirement
0
Priority Action
Build Savings

Category Scores

Key Recommendations

Retirement Readiness Breakdown

Projected Retirement Income

Detailed Analysis & Action Steps

The tools and resources provided on this page are designed to bring clarity to your financial goals and empower your decisions. Please be aware that all information provided through these tools is general in nature and should not be considered as personalized financial, investment, or tax advice. These tools do not offer recommendations for your specific situation. For actual financial advice tailored to your unique needs, a formal client relationship with Way Financial needs to be established through proper channels. Way Financial and its representatives operate as registered investment advisors under fiduciary standards.

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